There isn't any public info relating to a "highest hdb mortgage 480 29" as the quantities are very likely a specific handle or inner reference. The maximum HDB financial loan volume just isn't a hard and fast sum but is as a substitute determined by quite a few variables, including the Financial loan-to-Value (LTV) limit, the Mortgage Servicing Ratio (MSR), plus the applicant's age, earnings, and economical standing. For new and resale flats, the utmost LTV is up to 75% of the acquisition cost or valuation, whichever is decrease. The MSR ensures that month to month property finance loan repayments usually do not exceed thirty% of the customer's gross month-to-month cash flow. An HDB personal loan has an interest charge of two.six% for every annum, pegged at 0.one% above the CPF Common Account (OA) amount, and the most tenure is capped at twenty five many years or approximately the client's age of here sixty five, whichever is shorter. To find out the most personal loan you can get, you need to make an application for an HDB Financial loan Eligibility (HLE) letter.